Reviewing Your Policy
Annual checkups, reading statements and in-force illustrations, and spotting trouble early.
Annual Life Insurance Review: A Yearly Checkup for Your Policy
A step-by-step yearly routine for checking an existing life insurance policy: documents to gather, details to confirm, warning signs and when to get help.
Read · 6 min read →Reviewing Your PolicyYour Annual Life Insurance Statement: What Each Line Tells You
How to read the yearly report on a whole life, universal life or variable life policy, which figures matter most, and which notices mean you should act.
Read · 6 min read →Reviewing Your PolicyIn-Force Illustrations: How to Request and Read One
What an in-force illustration is, how to ask your insurer for one, how to read guaranteed and non-guaranteed columns, and what questions to bring to the insurer.
Read · 6 min read →Reviewing Your PolicyUniversal Life Lapse Risk: Warning Signs in Your Policy
Why universal life policies can run out of money, the warning signs on your statements, how no-lapse guarantees and grace periods work, and what you can do.
Read · 6 min read →Reviewing Your PolicyRising Premiums on an Older Policy: Your Options Explained
Why premiums or charges can rise on term, universal and current assumption life policies, how to find out what changed, and the choices most owners have.
Read · 6 min read →Reviewing Your PolicyBeneficiary and Contact Details: Keeping Your Policy Current
Why outdated beneficiary designations and contact details can undermine a life insurance policy, what to check each year, and how to update them safely.
Read · 5 min read →